And You Will

Many people view retirement and financial planning as two different animals but the reality is they are both part of the same financial beast. In either case, if they are not treated properly by the time retirement age comes around, many folks will have to keep working just to make ends meet or be eaten alive by debt. Many older Americans, unfortunately did not start early enough saving for retirement, if at all and instead of looking at retirement and financial planning they were counting on retirement benefits from their job and Social Security benefits to see them through.

Many baby boomers, born during the recovery of the Great Depression refused to live in the squalor many of their parents described and with jobs bountiful and increases in wages, decided to live their life to the fullest. Very few thought about retirement and financial planning and are watching retirement come straight at them. Even knowing they may not be financially stable enough to retire at 65, they continue to play chicken with retirement racing straight at them.