It is important to use retirement planning expense worksheets so that you can estimate what your expenses will be after you retire. You will be able to budget your monthly expense more wisely if you take advantage of retirement planning expense worksheets.
If you are committed to getting fit when you head into retirement, you must not neglect the winter months. Just because it is cold outside does not mean you can slack off on your commitment to get and stay fit! Embrace winter and learn some savvy techniques to not only stay warm in the wintertime, but also enjoy working out.
Planning early for your retirement is one of the best things that you are ever going to be able to do for yourself in your lifetime. The earlier you start planning for your retirement the more educated you are going to be, the more ready you are going to be for your retirement, and the more money you will have set aside thereby allowing you to maintain the same lifestyle you are living now, if not better.
by: An Anonymous American Observer
I live within minutes of the Canadian border in Upstate New York so I have a lot of experience in how Canadians do their retirement planning and a lot of Canadian retirement planning seems to revolve around traveling the United States and clogging up traffic for hours. I have nothing against Canadians really, well maybe a little, but it always seems amazing to me how Canadian retirees will leave their common sense at home when they are retired in the United States. Here are some rules to help with Canadian retirement planning.
Many people wait until they hit their late 30’s or early 40’s before they really start to think about retirement and that is usually when they go see a financial planner. A financial planner is a professional who understands the financial markets and can help you invest your money as wisely as possible in anticipation of your retirement. Usually your financial planner will supply you with a financial planning chart for retirement that puts everything on paper clear as day. That is usually when the drinking begins.
It’s a common place observation that as you age you have to work harder to keep the pounds off and to stay fit. One major reason is the inescapable biological fact that metabolism slows as we age. Inescapable for now, at least, until medical technology finds some safe way to alter it.
Dancing is a way let your spirit move you – literally. For some reason, dancing opens people up. It unites people, sparks the imagination and brings a smile to your face. For some, dancing is a way to reminisce about the good old days. Who knew that dancing is a great exercise for older adults too?
Many older adults (such as you) want to keep their independence as long as possible and that means living alone. Sometimes however, a home can be filled with hazards that can impede the quality of life for a senior. Therefore, with a few modifications, you can keep your independence for years to come.
What happens when you are younger than 65 years of age (when you are eligible for Medicare) and lose your group health insurance? For a variety of reasons, many older people under the official retirement age lose their group health insurance and the reality of private individual health insurance is hundreds of dollars above what your budget allows. Millions of adults are in this predicament. Some choose to take their chances with no insurance and others sacrifice so many things such as adequate food for their diet in order to afford medical coverage.
Growing old means your body goes through a variety of changes. It’s just a natural progression of life. Bones, joints, skin tissue, muscles, hormones and even changes at the cellular level all occur. It is up to you and partially your genetic history to make certain lifestyle choices which will allow you to retire and age gracefully.
By Wade Robins
In this time of our lives, every thing changes form hobbies to vision of existence. Income changes also, therefore it needs careful handling in order for you to taste all the treats retirement offers you, after long years of hardworking.
By G. White
There are few times in life worth looking forward to that are better than retirement, unless it is retiring knowing you will have financial security for you and your family. Most people will spend years working, knowing retirement is going to sneak up on them and for most people proper planning will enable them to enjoy their years doing things with their spouse and family that they did not have time to do while working.
I have been posting around the week of the 10th of each month a “THANK-YOU” post, like this one, to all the advertisers from the previous month listed as at month end. That’s a permanent link in this blog, under the category heading which I call .. “Sponsor Appreciation” .. (I have been away on vacation this month!)
By James Lee Valentine
My journey to a million dollar net worth begins with me knowing where I am at this precise moment. This Millionaire Analysis is comparable to a roadmap for success that is designed to enable me to discern my monetary strengths and understand my financial ambitions.
I have been posting around the week of the 10th of each month a “THANK-YOU” post, like this one, to all the advertisers from the previous month listed as at month end. That’s a permanent link in this blog, under the category heading which I call .. “Sponsor Appreciation”. I know it’s hard out there trying to figure out where to spend your advertising dollars .. and well .. THANKS for considering the And You Retire blog.