And You Will Retire


As a result of the reduction of money budgeted for the Department areas, we are forced to cut our number of personnel.


Debt Solutions – Good Debt vs. Bad Debt

By Michael Russell

Debt simply means that money was transferred between two parties. It implies that at a future date the loan will be repaid according to the repayment terms. Every time an item is bought we immediately go into debt. If the item is small, we can generally pay immediately and not see any long-term debt. Of course, there are many larger items that we all need but cannot pay for with cash. It causes us to go into debt for months if not years in order to repay.


I’ve browsed almost all 915 wordpress themes that are out there .. and I think I’ve narrowed it down to the following 8 choices … feel free to click on a thumbnail .. the original picture will open up in a new window.


Here are six items that I found in my Bloglines .. I thought they are interesting enough to pass along for your perusal! …/ HART

(1) The Power Of A Portfolio Paycheck –

(2) Tax Free Income For All –

(3) Pension Bill Will Bring Big Changes to 401(k)s –

(4) Settling With IRS For A Discount –

(5) Reduced taxation of dividends – Special edition of TaxBreaks and Executive TaxBreaks –

(6) For Most – The Name Of The Game Is Probate Avoidance –

By Bill Griffith Jr

Are you saving enough money for retirement? Do you know how much money you need to accumulate in order to retire? Are you concerned about how you should be saving for retirement? The simplicity of these questions can lead many people to believe that there is a simplistic answer. Unfortunately, nothing can be further from the truth. As you will see in the following five-steps, excerpted from my book Securing a Retirement Income for Life: Strategies for Managing, Protecting and Preserving Your Wealth, the process of building your retirement portfolio is analogous to building a business or professional practice.


How To Turn 12 Streams Of Income Into A Torrent Of Money

By Dominic Beaudoin

One day when I was about 7 years old, my mother and I were at a store and I saw a toy that I “had” to have. I asked my mom to buy it for me. She said: « Dominic, we can’t afford to buy that, money doesn’t grow on trees you know. » My mother was a widow with two children and was not rich. We had enough to get by, but anything more was usually out of reach.


Are You Looking for a Million Dollars?

By Martin Lukac

It seems as if a million dollars is the magic number. What would you do with a million dollars? It might seem like the answer to all of life’s problems. But the fact is, you don’t have to look far for a million dollars.


Individual Pension Plans – Upgrade Yourself
by Peter Merrick FMA, CFP, FCSI

Incorporated businesses looking to add a benefit for their owners and top executives might want to consider a little known tax-avoidance structure called the individual pension plan. IPPs are a wealthy person’s answer to registered retirement savings plans. They are sanctioned by the Canada Revenue Agency and offer the best tax and retirement savings solution for individuals 40 years old and older who have a T4 income of more than $100,000 and have historically maximized their RRSPs and pension contributions.


Financial Planning for Business Owners
by Peter Merrick FMA, CFP, FCSI

At the beginning of my career in the financial planning industry during the early 1990s, I was very fortunate to meet one of Canada’s most successful self-made businessmen. He was in his late 50’s and had much more life experience than me. He told me that the majority of the investment advisors he met over the course of his career did not have the foggiest idea how to make money that lasted, nor did they understand what successful business people were looking for when they sought out professional financial advice.


You work all your life .. are you prepared?

This site will be ready by September 1, 2006 … I’m currently posting miscellaneous YouTube videos out of boredom, while I am trying to find the perfect FREE template for this site. Then, I have to add all of the “blog stuff” and other sidebar memorabilia.