For those individuals who have no financial acumen at all, they may want to consider using retirement planning services to help them devise a plan for when they are no longer working. While it is your money, your savings and your retirement future, if you choose to use retirement planning services it may pay to follow their advice, since you are paying for their services. Some financial services companies offer this service free as long as your investments and savings are held by their companies others charge a flat fee for helping you put your financial life in order.
Many people wait until they hit their late 30’s or early 40’s before they really start to think about retirement and that is usually when they go see a financial planner. A financial planner is a professional who understands the financial markets and can help you invest your money as wisely as possible in anticipation of your retirement. Usually your financial planner will supply you with a financial planning chart for retirement that puts everything on paper clear as day. That is usually when the drinking begins.
By James Lee Valentine
My journey to a million dollar net worth begins with me knowing where I am at this precise moment. This Millionaire Analysis is comparable to a roadmap for success that is designed to enable me to discern my monetary strengths and understand my financial ambitions.
By Robert Cavanaugh
As Father Time marches on, the question of what to do with the home becomes a greater concern. In some cases, ruminating on the alternatives can dominate one’s thinking. If a person is aware of the various options and chooses a path that makes the most sense, peace of mind can often be the result.